Tesla Model Y cost to own, ranked by state
The true five-year cost to own a 2026 Tesla Model Y in all 50 states and DC — using real per-state electricity and gas prices and the full cost of ownership, then compared head-to-head with a Mazda CX-5. The table also shows the annual mileage at which the EV pulls ahead, so high-mileage drivers can see where it already pays off. Pick a state for the full breakdown and an editable calculator.
Cheapest to own
Maine
$40,600 · lowest 5-year total
Cheapest to charge
Washington
$670/yr · $0.11/kWh
Closest to gas parity
Colorado
+$4,200 · vs Mazda CX-5 (5-yr)
All states ranked by 5-year cost to own
Cheapest first. “vs Mazda CX-5” is the 5-year ownership difference (green = EV cheaper to own, amber = more). “EV wins above” is the annual mileage at which the Tesla Model Y overtakes the Mazda CX-5 — drive more than that and the EV is the cheaper choice, because it makes up its higher depreciation in fuel savings.
| # | State | Charging/yr | 5-yr total | vs Mazda CX-5 | EV wins above |
|---|---|---|---|---|---|
| 1 | Maine | $890 | $40,600 | +$6,500 | 36,000/yr |
| 2 | Vermont | $990 | $40,700 | +$6,500 | 39,000/yr |
| 3 | Wyoming | $700 | $42,500 | +$8,400 | 36,500/yr |
| 4 | Illinois | $820 | $42,900 | +$5,400 | 28,500/yr |
| 5 | Idaho | $680 | $43,200 | +$7,600 | 31,000/yr |
| 6 | North Carolina | $720 | $43,500 | +$9,000 | 42,500/yr |
| 7 | New Hampshire | $990 | $43,600 | +$9,600 | 59,000/yr |
| 8 | Ohio | $760 | $43,900 | +$9,400 | 47,000/yr |
| 9 | Massachusetts | $1,200 | $44,100 | +$6,800 | 53,500/yr |
| 10 | Oregon | $730 | $44,200 | +$4,700 | 22,500/yr |
| 11 | New Mexico | $760 | $44,400 | +$6,200 | 35,000/yr |
| 12 | Virginia | $760 | $44,800 | +$8,900 | 42,500/yr |
| 13 | Iowa | $760 | $45,000 | +$9,200 | 46,000/yr |
| 14 | Maryland | $820 | $45,000 | +$6,200 | 32,500/yr |
| 15 | North Dakota | $690 | $45,300 | +$8,700 | 39,500/yr |
| 16 | Indiana | $790 | $45,300 | +$9,700 | 48,500/yr |
| 17 | Tennessee | $700 | $45,400 | +$9,600 | 46,500/yr |
| 18 | Wisconsin | $830 | $45,500 | +$9,800 | 52,500/yr |
| 19 | Minnesota | $780 | $45,800 | +$6,700 | 35,000/yr |
| 20 | Nebraska | $690 | $45,900 | +$8,800 | 41,500/yr |
| 21 | South Carolina | $770 | $46,000 | +$9,100 | 46,000/yr |
| 22 | West Virginia | $780 | $46,000 | +$9,400 | 44,500/yr |
| 23 | South Dakota | $720 | $46,200 | +$8,800 | 42,000/yr |
| 24 | Alabama | $800 | $46,300 | +$10,100 | 55,000/yr |
| 25 | Georgia | $760 | $46,300 | +$9,700 | 46,500/yr |
| 26 | Alaska | $1,060 | $46,400 | +$9,200 | 47,500/yr |
| 27 | Colorado | $770 | $46,400 | +$4,200 | 25,500/yr |
| 28 | Mississippi | $730 | $47,000 | +$9,800 | 51,000/yr |
| 29 | Kentucky | $730 | $47,400 | +$9,500 | 47,000/yr |
| 30 | Montana | $700 | $47,400 | +$8,500 | 35,500/yr |
| 31 | Oklahoma | $700 | $47,500 | +$9,600 | 48,500/yr |
| 32 | Pennsylvania | $850 | $47,600 | +$9,400 | 42,000/yr |
| 33 | Hawaii | $1,630 | $47,700 | +$9,300 | 55,000/yr |
| 34 | New York | $1,050 | $47,700 | +$7,800 | 46,500/yr |
| 35 | Missouri | $700 | $47,900 | +$9,300 | 45,000/yr |
| 36 | Washington | $670 | $48,300 | +$6,700 | 24,000/yr |
| 37 | Utah | $690 | $48,300 | +$8,300 | 33,000/yr |
| 38 | Kansas | $760 | $48,500 | +$9,800 | 51,500/yr |
| 39 | Arkansas | $720 | $48,800 | +$10,200 | 52,000/yr |
| 40 | Arizona | $760 | $49,000 | +$8,500 | 36,500/yr |
| 41 | California | $1,290 | $49,300 | +$6,400 | 28,500/yr |
| 42 | New Jersey | $850 | $49,300 | +$8,300 | 40,500/yr |
| 43 | District of Columbia | $850 | $50,000 | +$8,700 | 37,000/yr |
| 44 | Texas | $780 | $50,600 | +$10,400 | 52,000/yr |
| 45 | Rhode Island | $1,170 | $51,100 | +$8,500 | 63,000/yr |
| 46 | Michigan | $890 | $51,700 | +$10,300 | 52,500/yr |
| 47 | Delaware | $760 | $51,800 | +$8,200 | 40,500/yr |
| 48 | Florida | $790 | $54,100 | +$9,600 | 43,500/yr |
| 49 | Connecticut | $1,170 | $54,400 | +$9,800 | 62,000/yr |
| 50 | Louisiana | $700 | $55,000 | +$10,400 | 49,500/yr |
| 51 | Nevada | $780 | $55,500 | +$8,200 | 31,000/yr |
Estimates using state-average rates and EPA efficiency; depreciation, insurance, and incentives are estimates you can edit on each state page. “EV wins above” scales fuel and energy with mileage while holding other costs constant — a directional threshold, not a guarantee. “—” means the EV doesn't overtake on mileage alone here.