Tesla Model 3 cost to own, ranked by state
The true five-year cost to own a 2026 Tesla Model 3 in all 50 states and DC — using real per-state electricity and gas prices and the full cost of ownership, then compared head-to-head with a Honda Accord. The table also shows the annual mileage at which the EV pulls ahead, so high-mileage drivers can see where it already pays off. Pick a state for the full breakdown and an editable calculator.
Cheapest to own
Maine
$38,000 · lowest 5-year total
Cheapest to charge
Washington
$600/yr · $0.11/kWh
Closest to gas parity
Colorado
+$2,800 · vs Honda Accord (5-yr)
All states ranked by 5-year cost to own
Cheapest first. “vs Honda Accord” is the 5-year ownership difference (green = EV cheaper to own, amber = more). “EV wins above” is the annual mileage at which the Tesla Model 3 overtakes the Honda Accord — drive more than that and the EV is the cheaper choice, because it makes up its higher depreciation in fuel savings.
| # | State | Charging/yr | 5-yr total | vs Honda Accord | EV wins above |
|---|---|---|---|---|---|
| 1 | Maine | $800 | $38,000 | +$5,000 | 38,500/yr |
| 2 | Vermont | $880 | $38,000 | +$5,000 | 42,500/yr |
| 3 | Wyoming | $630 | $40,000 | +$7,000 | 39,500/yr |
| 4 | Illinois | $730 | $40,300 | +$4,000 | 29,000/yr |
| 5 | Idaho | $610 | $40,700 | +$6,300 | 33,000/yr |
| 6 | New Hampshire | $880 | $41,000 | +$8,000 | 72,000/yr |
| 7 | North Carolina | $640 | $41,000 | +$7,500 | 46,500/yr |
| 8 | Massachusetts | $1,070 | $41,300 | +$5,200 | 68,000/yr |
| 9 | Ohio | $680 | $41,400 | +$7,900 | 53,000/yr |
| 10 | Oregon | $650 | $41,700 | +$3,600 | 22,500/yr |
| 11 | New Mexico | $680 | $41,900 | +$4,700 | 36,500/yr |
| 12 | Virginia | $680 | $42,300 | +$7,400 | 47,000/yr |
| 13 | Maryland | $730 | $42,400 | +$4,800 | 34,000/yr |
| 14 | Iowa | $680 | $42,400 | +$7,700 | 51,500/yr |
| 15 | Indiana | $710 | $42,800 | +$8,200 | 55,000/yr |
| 16 | North Dakota | $620 | $42,800 | +$7,300 | 43,000/yr |
| 17 | Wisconsin | $740 | $42,900 | +$8,300 | 61,000/yr |
| 18 | Tennessee | $620 | $42,900 | +$8,100 | 52,000/yr |
| 19 | Minnesota | $700 | $43,200 | +$5,200 | 37,000/yr |
| 20 | Nebraska | $610 | $43,400 | +$7,300 | 45,000/yr |
| 21 | South Carolina | $680 | $43,500 | +$7,600 | 51,500/yr |
| 22 | West Virginia | $700 | $43,500 | +$8,000 | 50,000/yr |
| 23 | South Dakota | $650 | $43,600 | +$7,300 | 46,000/yr |
| 24 | Alaska | $950 | $43,700 | +$7,800 | 56,500/yr |
| 25 | Alabama | $710 | $43,700 | +$8,500 | 64,000/yr |
| 26 | Georgia | $680 | $43,800 | +$8,200 | 52,500/yr |
| 27 | Colorado | $690 | $43,900 | +$2,800 | 24,500/yr |
| 28 | Mississippi | $660 | $44,500 | +$8,300 | 58,000/yr |
| 29 | Hawaii | $1,450 | $44,700 | +$8,100 | 78,500/yr |
| 30 | Kentucky | $660 | $44,800 | +$8,000 | 53,000/yr |
| 31 | Montana | $630 | $44,900 | +$7,200 | 38,500/yr |
| 32 | Oklahoma | $630 | $45,000 | +$8,100 | 54,000/yr |
| 33 | New York | $930 | $45,000 | +$6,400 | 54,500/yr |
| 34 | Pennsylvania | $760 | $45,100 | +$8,000 | 47,500/yr |
| 35 | Missouri | $630 | $45,400 | +$7,800 | 50,000/yr |
| 36 | Washington | $600 | $45,800 | +$5,800 | 25,500/yr |
| 37 | Utah | $620 | $45,800 | +$7,000 | 35,500/yr |
| 38 | Kansas | $680 | $46,000 | +$8,300 | 58,500/yr |
| 39 | Arkansas | $650 | $46,300 | +$8,700 | 59,000/yr |
| 40 | California | $1,150 | $46,500 | +$5,400 | 31,500/yr |
| 41 | Arizona | $680 | $46,500 | +$7,200 | 40,000/yr |
| 42 | New Jersey | $760 | $46,700 | +$6,900 | 45,000/yr |
| 43 | District of Columbia | $760 | $47,500 | +$7,400 | 41,000/yr |
| 44 | Texas | $700 | $48,000 | +$8,900 | 60,000/yr |
| 45 | Rhode Island | $1,040 | $48,400 | +$6,900 | 83,500/yr |
| 46 | Michigan | $800 | $49,100 | +$8,800 | 62,000/yr |
| 47 | Delaware | $680 | $49,300 | +$6,800 | 44,500/yr |
| 48 | Florida | $710 | $51,500 | +$8,200 | 49,000/yr |
| 49 | Connecticut | $1,040 | $51,700 | +$8,200 | 80,500/yr |
| 50 | Louisiana | $620 | $52,500 | +$8,900 | 56,500/yr |
| 51 | Nevada | $700 | $53,000 | +$7,100 | 33,500/yr |
Estimates using state-average rates and EPA efficiency; depreciation, insurance, and incentives are estimates you can edit on each state page. “EV wins above” scales fuel and energy with mileage while holding other costs constant — a directional threshold, not a guarantee. “—” means the EV doesn't overtake on mileage alone here.