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Tesla Model 3 vs Hyundai Ioniq 5: cost to own in Hawaii

Electricity & gas updated · Hawaii averages (estimates)

Over five years in Hawaii, the 2026 Tesla Model 3 costs about $44,680 to own versus $47,899 for the Hyundai Ioniq 5 — a gap of roughly $3,200 in the Tesla Model 3's favor. The biggest swing is depreciation ($24,219 vs $25,945); on energy, the Model 3 is rated 25 kWh/100mi against the Ioniq 5's 31. Both use Hawaii's average electricity rate here — open either model's Hawaii page for the full calculator and your utility's time-of-use plan.

Over 5 years in Hawaii, the Tesla Model 3 costs about $3,200 less to own.

Tesla Model 3

$44,700

5-yr cost to own · $8,940/yr

Hyundai Ioniq 5

$47,900

5-yr cost to own · $9,580/yr

5-year cost breakdown

5-year cost Tesla Model 3 Hyundai Ioniq 5
Depreciation (5 yr) $24,219 $25,945
Energy (5 yr) $7,261 $9,004
Insurance (5 yr) $9,950 $9,950
Maintenance (5 yr) $3,000 $2,750
Registration (5 yr) $250 $250
Incentives − $0 − $0
5-year total cost to own $44,680 $47,899

Frequently asked questions

Is the Model 3 or the Ioniq 5 cheaper to own in Hawaii?
Over five years the Tesla Model 3 is cheaper — about $44,680 versus $47,899 for the Ioniq 5, a difference of roughly $3,200 once depreciation, energy, insurance, maintenance, and fees are counted.
Which is more efficient, the Model 3 or the Ioniq 5?
The Model 3 is rated 25 kWh/100mi and the Ioniq 5 31 kWh/100mi (lower is better), so annual charging runs about $1,452 vs $1,801 at Hawaii rates.
How accurate is this Model 3 vs Ioniq 5 comparison?
Electricity prices come from EIA data refreshed monthly; depreciation, insurance, and incentives are estimates you can edit on each model's state page. Treat it as a ballpark for comparison, not a quote.

Model 3 vs Ioniq 5 in other states

Other comparisons in Hawaii